One of the critical decisions that bankers looking to serve the microenterprise market niche must make is whether to do microlending in house or through some sort of external organization such as a service company or subsidiary. Up until now there really has not been a comprehensive set of guidelines available on how to make this crucial choice. In addition to providing such guidelines, the paper discusses other best practices banks should follow in order to be successful in microlending.

 

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westley_banking.pdf
IADB_rapport_banken.doc